RISESleep ClinicCHECK INSURANCE

Is insomnia treatment covered by insurance?

Usually, yes. Cognitive Behavioral Therapy for Insomnia (CBT-I) is delivered by licensed psychologists, so RISE Sleep Clinic bills it under your plan's mental health or behavioral health benefit — the same benefit that covers other outpatient therapy. The American Academy of Sleep Medicine recommends CBT-I as first-line treatment for chronic insomnia, ahead of medication. RISE Sleep Clinic is in-network with major national payers and with regional Blue Cross Blue Shield licensees across 39 states and Washington, D.C. Whether your own plan covers it, and what you would pay, is set by that plan — which is why RISE verifies your benefits with your insurer during intake and tells you your expected cost before treatment starts.

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National plans

Accepted across RISE Sleep Clinic's full service area of 39 states and Washington, D.C.

Does UnitedHealthcare cover insomnia treatment?39 states and Washington, D.C.Does Anthem cover insomnia treatment?39 states and Washington, D.C.Does Blue Cross Blue Shield cover insomnia treatment?39 states and Washington, D.C.Does Aetna cover insomnia treatment?39 states and Washington, D.C.Does Medicare cover insomnia treatment?39 states and Washington, D.C.

Blue Cross Blue Shield licensees

Blue Cross Blue Shield is 33 independent companies rather than one insurer. Find the licensee that issued your card — the name is printed on the front.

Does Florida Blue cover insomnia treatment?FloridaDoes CareFirst BlueCross BlueShield cover insomnia treatment?Maryland, Virginia and Washington, D.C.Does Blue Cross and Blue Shield of Texas cover insomnia treatment?TexasDoes Blue Cross and Blue Shield of Illinois cover insomnia treatment?IllinoisDoes Highmark Blue Cross Blue Shield cover insomnia treatment?Delaware, Pennsylvania and West VirginiaDoes Blue Cross Blue Shield of Michigan cover insomnia treatment?Michigan

How RISE checks your coverage

  1. 1
    Take the sleep assessmentA few questions about your sleep, plus your insurance details. Two minutes, no card charged.
  2. 2
    RISE verifies your benefits with your insurerNot an estimate from a table — a check against your actual plan, including whether it needs a referral or prior authorisation.
  3. 3
    You see your cost before you commitYour expected per-session cost in writing, before your first appointment is booked.
  4. 4
    Start with a licensed sleep psychologistTypically within a week, by video, wherever you live in the service area.

Frequently Asked Questions

Is insomnia treatment covered by insurance?
In most cases yes. CBT-I is delivered by licensed psychologists and billed under your plan's mental health or behavioral health benefit, the same benefit that covers other outpatient therapy. Coverage and cost-sharing are set by your individual plan, which is why RISE verifies your specific benefits during intake rather than quoting a figure up front.
Does insurance cover telehealth for insomnia?
Every RISE Sleep Clinic session is virtual, with a licensed sleep psychologist. How your plan reimburses a telehealth behavioral health visit varies by plan and by state, so RISE checks your plan's telehealth rules as part of intake and confirms your cost before your first session.
What if my insurer isn't listed here?
The plans listed on this page are the ones with a dedicated page, not the full accepted list — RISE adds payers regularly. Take the sleep assessment and RISE will check your plan directly. If your plan cannot be billed, self-pay is available and RISE can provide a superbill for out-of-network reimbursement.
Why does Blue Cross Blue Shield have several pages?
Blue Cross Blue Shield is not a single insurer. It is an association of 33 independent licensees, each writing its own plans in its own territory — Florida Blue in Florida, Highmark in Pennsylvania, CareFirst around Washington D.C., and so on. Because plan design and behavioral health administration differ between them, each licensee gets its own page rather than one national answer.
Do I need a referral to start?
No referral is needed to start with RISE. Some plans do require one for behavioral health services; RISE checks your plan's requirement during intake and tells you before your first session if one applies.

Where RISE Sleep Clinic bills insurance

Insurance-billed treatment with a licensed sleep psychologist is available across 39 states and Washington, D.C.:

AlabamaArizonaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaIdahoIllinoisIndianaKentuckyMaineMarylandMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNorth CarolinaNorth DakotaOhioOklahomaPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming

Find out what your plan covers

Two minutes to check. We confirm your benefits before treatment starts.

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