Does Highmark Blue Cross Blue Shield Cover Insomnia Treatment?
RISE Sleep Clinic accepts Highmark Blue Cross Blue Shield for virtual CBT-I with licensed sleep psychologists across Delaware, Pennsylvania and West Virginia. Whether your own plan covers it, and what you'd pay, depends on your Highmark Blue Cross Blue Shield behavioral health benefit — we verify both with Highmark Blue Cross Blue Shield during intake and tell you before you commit to treatment.
Your Highmark Blue Cross Blue Shield Coverage at a Glance
- ✓In-network with Highmark Blue Cross Blue Shield across Delaware, Pennsylvania and West Virginia
- ✓Delivered by telehealth across Delaware, Pennsylvania and West Virginia
- ✓Covered under mental health/behavioral health benefits
- ✓Treatment duration: 6-10 weeks
- ✓Your exact costs verified at intake, before treatment starts
What Does Your Highmark Blue Cross Blue Shield Plan Cover?
What a course of treatment with a sleep psychologist involves, and how Highmark Blue Cross Blue Shield benefits usually apply to it
What's Typically Covered
- ✓Weekly sessions with a sleep psychologist
6-10 weeks of treatment with a licensed sleep psychologist
- ✓RISE app access
Sleep tracking and progress monitoring between sessions
- ✓Comprehensive sleep assessment
Personalized treatment plan based on your sleep patterns
- ✓Ongoing support and follow-up
Continued care to ensure lasting results
- ✓Referral to a sleep study if clinically indicated
Your clinician will coordinate with your Highmark Blue Cross Blue Shield plan to determine coverage and out-of-pocket costs
Your Out-of-Pocket Costs
Behavioral health cost-sharing varies widely between Highmark Blue Cross Blue Shield plan lines. Some plans apply a flat per-session copay; others apply the visit to your deductible until it is met. We won't quote you a figure we haven't checked against your plan.
The RISE app is included in your covered treatment at no additional cost.
We'll verify your exact benefits and expected costs during intake—before you start treatment. No surprises.
Check My Specific CoverageNote: Highmark is the Blue Cross Blue Shield licensee covering western and central Pennsylvania, West Virginia and Delaware. Because plan design differs across those states, we verify your specific plan's behavioral health benefits at intake.
Why Choose RISE Sleep Clinic for Your Highmark Blue Cross Blue Shield Benefits
Get the most from your insurance with specialized sleep care
Fast Access
Start treatment within days, not months. No waitlists or referral delays.
Sleep Psychologist + Technology
Licensed psychologists work with the RISE app to personalize your treatment.
Proven Virtual Care
Research shows virtual CBT-I delivers comparable outcomes to in-person treatment.
Fully Covered
Your Highmark Blue Cross Blue Shield benefits cover telehealth the same as in-person visits.

About RISE Sleep Clinic
RISE Science is trusted by 15M+ users through our sleep app and clinical services. Care is delivered by licensed clinical psychologists who specialize in insomnia, providing evidence-based CBT-I treatment—the gold-standard recommended by the American College of Physicians.
The RISE app provides:
- ✓Real-time sleep tracking your psychologist uses to guide treatment
- ✓Sleep debt and circadian rhythm insights
- ✓Sleep hygiene coaching and personalized recommendations
- ✓Wind-down and relaxation tools
- ✓Progress tracking throughout your treatment
Your treatment includes both psychologist sessions and app access—giving you comprehensive care covered by most insurance plans.

How to Verify Your Highmark Blue Cross Blue Shield Coverage
We make it easy to check your benefits and start treatment
Take Our 2-Minute Sleep Assessment
Answer a few questions about your sleep and provide your insurance information
We Verify Your Benefits
Our team confirms your Highmark Blue Cross Blue Shield coverage and explains your costs before you commit
Start Treatment Within a Few Days
Schedule your first session with a licensed sleep psychologist
“I wish more people knew about this. I can finally sleep better without a cocktail of medications every night.”
Meet the sleep psychologists who treat Highmark Blue Cross Blue Shield members
RISE sleep psychologists are licensed in every state where we practice, and any of them can treat you. You'll be matched with a psychologist based on your location, schedule, and specific sleep concerns.

Dr. Jane Dyonzak
Ph.D., FAASM
Licensed Clinical Psychologist and Fellow of the American Academy of Sleep Medicine with 20+ years specializing in sleep and behavioral medicine. Dr. Dyonzak has served as a consultant to sleep disorders centers and principal investigator for clinical trials on sleep medications and devices.

Dr. Lauren Neaman
Psy.D., A-CBT
Licensed Clinical Psychologist and Diplomate of the Academy of Cognitive and Behavioral Therapies. Dr. Neaman completed advanced training through the University of Pennsylvania's Behavioral Sleep Medicine program and specializes in insomnia, anxiety disorders, and circadian rhythm issues.

Dr. Benjamin Pfeifer
Ph.D.
Founding clinician at RISE Sleep Clinic specializing in treating adults with insomnia and sleep disorders. Dr. Pfeifer completed his Ph.D. at The Ohio State University and holds PSYPACT authorization for telehealth practice. His background includes work with veterans at VA Ann Arbor Healthcare System.

Dr. Daniella Marchetti
Ph.D., DBSM
Licensed Clinical Health Psychologist and Diplomate in Behavioral Sleep Medicine. Dr. Marchetti specializes in insomnia treatment, CPAP adherence, nightmare therapy, and circadian rhythm disorders. She earned her doctorate from the University of Miami and completed her fellowship at the Miami VA Medical Center.
Where RISE Sleep Clinic Accepts Highmark Blue Cross Blue Shield
Highmark Blue Cross Blue Shield is one of the independent Blue Cross Blue Shield licensees. RISE Sleep Clinic treats Highmark Blue Cross Blue Shield members in its licensed territory:
Note: Coverage depends on your specific Highmark Blue Cross Blue Shield plan. We'll verify your benefits during intake.
A sleep specialist in Highmark country means Pittsburgh, or a long drive
Highmark is the Blue Cross licensee for western and central Pennsylvania, West Virginia and Delaware. The American Board of Sleep Medicine lists sixteen behavioral sleep medicine specialists across those three states, but half of them sit in greater Philadelphia — the one corner of the map Highmark does not cover. What is left is spread across some of the most rural country in the eastern United States.
- Pittsburgh is the bench, and Philadelphia isn't Highmark's: Pennsylvania has thirteen listings, but eight of them are in Philadelphia and its suburbs — southeastern Pennsylvania is Independence Blue Cross territory. Inside Highmark's western and central footprint the count falls to two in Pittsburgh plus single entries in Greensburg, Grove City and Hershey. Erie, Scranton, Wilkes-Barre, Altoona and Williamsport have none.
- West Virginia has two, both at the edges: The state's only listings are in Morgantown and Huntington, at the northern and western corners. For 1.8 million residents across some of the most mountainous terrain in the eastern United States, a listing in Morgantown is not meaningfully accessible from Beckley or Martinsburg — the drive is three to four hours through the mountains, in weather.
- Inside Highmark's own territory the count is eight: Set greater Philadelphia aside and what is left across Highmark's actual footprint is eight certified specialists: two in Pittsburgh, one each in Greensburg, Grove City and Hershey, two in West Virginia and one in Delaware. Eight, for a territory that runs from Erie to Rehoboth Beach.
- Delaware has exactly one: A single listing, in Newark, for roughly a million residents. That is the entire certified behavioral sleep medicine bench in the state. Members downstate in Sussex County are more than an hour and a half from their own state's only listing, and crossing into Maryland or Pennsylvania to find a second option is a different insurance conversation — one telehealth avoids entirely.
Across Highmark's three states the question is whether you can reach a specialist weekly for two months. Virtual CBT-I answers it the same way in Erie as in Rehoboth Beach. We verify your specific Highmark plan's benefits and expected costs during intake, before you start.
A sleep psychologist with roots in the region
Dr. Lauren Neaman, Psy.D., A-CBT, completed advanced training through the University of Pennsylvania's Behavioral Sleep Medicine program, and treats insomnia by telehealth across Delaware, Pennsylvania and West Virginia alongside the rest of the RISE clinical team.
Read Dr. Lauren Neaman's full profileFrequently Asked Questions
Does Highmark Blue Cross Blue Shield cover RISE Sleep Clinic in my state?
Do I need a referral for CBT-I?
What's my copay with Highmark Blue Cross Blue Shield?
How many sessions does Highmark Blue Cross Blue Shield cover?
Does Highmark Blue Cross Blue Shield cover telehealth for insomnia?
Is virtual CBT-I as effective as in-person?
What if my Highmark Blue Cross Blue Shield plan doesn't cover CBT-I?
How long does treatment take?
Is CBT-I better than sleep medication?
Do I have to use the RISE app?
What if I need a sleep study?
“For the first time, I had a safe place to talk about why I wasn't sleeping and someone who could show me exactly how to fix it. By improving my sleep, positive changes in the rest of my life just started stacking up.”
Check Coverage for Other Insurance Providers
Blue Cross Blue Shield is a group of independent licensees. Find yours:
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