Does Medicare Cover Insomnia Treatment?
RISE Sleep Clinic accepts Medicare for virtual CBT-I with licensed sleep psychologists across 39 states and Washington, D.C. Whether your own plan covers it, and what you'd pay, depends on your Medicare behavioral health benefit — we verify both with Medicare during intake and tell you before you commit to treatment.
Your Medicare Coverage at a Glance
- ✓In-network with Medicare across 39 states and Washington, D.C.
- ✓Delivered by telehealth across 39 states and Washington, D.C.
- ✓Covered under mental health/behavioral health benefits
- ✓Treatment duration: 6-10 weeks
- ✓Your exact costs verified at intake, before treatment starts
What Does Your Medicare Plan Cover?
What a course of treatment with a sleep psychologist involves, and how Medicare benefits usually apply to it
What's Typically Covered
- ✓Weekly sessions with a sleep psychologist
6-10 weeks of treatment with a licensed sleep psychologist
- ✓RISE app access
Sleep tracking and progress monitoring between sessions
- ✓Comprehensive sleep assessment
Personalized treatment plan based on your sleep patterns
- ✓Ongoing support and follow-up
Continued care to ensure lasting results
- ✓Referral to a sleep study if clinically indicated
Your clinician will coordinate with your Medicare plan to determine coverage and out-of-pocket costs
Your Out-of-Pocket Costs
Behavioral health cost-sharing varies widely between Medicare plan lines. Some plans apply a flat per-session copay; others apply the visit to your deductible until it is met. We won't quote you a figure we haven't checked against your plan.
The RISE app is included in your covered treatment at no additional cost.
We'll verify your exact benefits and expected costs during intake—before you start treatment. No surprises.
Check My Specific CoverageNote: Medicare covers CBT-I under Medicare Part B mental health services. Telehealth coverage has been expanded and includes behavioral therapy for sleep disorders.
Why Choose RISE Sleep Clinic for Your Medicare Benefits
Get the most from your insurance with specialized sleep care
Fast Access
Start treatment within days, not months. No waitlists or referral delays.
Sleep Psychologist + Technology
Licensed psychologists work with the RISE app to personalize your treatment.
Proven Virtual Care
Research shows virtual CBT-I delivers comparable outcomes to in-person treatment.
Fully Covered
Your Medicare benefits cover telehealth the same as in-person visits.
About RISE Sleep Clinic
RISE Science is trusted by 15M+ users through our sleep app and clinical services. Care is delivered by licensed clinical psychologists who specialize in insomnia, providing evidence-based CBT-I treatment—the gold-standard recommended by the American College of Physicians.
The RISE app provides:
- ✓Real-time sleep tracking your psychologist uses to guide treatment
- ✓Sleep debt and circadian rhythm insights
- ✓Sleep hygiene coaching and personalized recommendations
- ✓Wind-down and relaxation tools
- ✓Progress tracking throughout your treatment
Your treatment includes both psychologist sessions and app access—giving you comprehensive care covered by most insurance plans.
How to Verify Your Medicare Coverage
We make it easy to check your benefits and start treatment
Take Our 2-Minute Sleep Assessment
Answer a few questions about your sleep and provide your insurance information
We Verify Your Benefits
Our team confirms your Medicare coverage and explains your costs before you commit
Start Treatment Within a Few Days
Schedule your first session with a licensed sleep psychologist
“I wish more people knew about this. I can finally sleep better without a cocktail of medications every night.”
Meet the sleep psychologists who treat Medicare members
RISE sleep psychologists are licensed in every state where we practice, and any of them can treat you. You'll be matched with a psychologist based on your location, schedule, and specific sleep concerns.
Dr. Jane Dyonzak
Ph.D., FAASM
Licensed Clinical Psychologist and Fellow of the American Academy of Sleep Medicine with 20+ years specializing in sleep and behavioral medicine. Dr. Dyonzak has served as a consultant to sleep disorders centers and principal investigator for clinical trials on sleep medications and devices.
Dr. Lauren Neaman
Psy.D., A-CBT
Licensed Clinical Psychologist and Diplomate of the Academy of Cognitive and Behavioral Therapies. Dr. Neaman completed advanced training through the University of Pennsylvania's Behavioral Sleep Medicine program and specializes in insomnia, anxiety disorders, and circadian rhythm issues.
Dr. Benjamin Pfeifer
Ph.D.
Founding clinician at RISE Sleep Clinic specializing in treating adults with insomnia and sleep disorders. Dr. Pfeifer completed his Ph.D. at The Ohio State University and holds PSYPACT authorization for telehealth practice. His background includes work with veterans at VA Ann Arbor Healthcare System.
Dr. Daniella Marchetti
Ph.D., DBSM
Licensed Clinical Health Psychologist and Diplomate in Behavioral Sleep Medicine. Dr. Marchetti specializes in insomnia treatment, CPAP adherence, nightmare therapy, and circadian rhythm disorders. She earned her doctorate from the University of Miami and completed her fellowship at the Miami VA Medical Center.
Where RISE Sleep Clinic Accepts Medicare
RISE Sleep Clinic is available to Medicare patients across 39 states and Washington, D.C.:
Note: Coverage depends on your specific Medicare plan. We'll verify your benefits during intake.
Frequently Asked Questions
Does Medicare cover RISE Sleep Clinic in my state?
Do I need a referral for CBT-I?
What's my copay with Medicare?
How many sessions does Medicare cover?
Does Medicare cover telehealth for insomnia?
Is virtual CBT-I as effective as in-person?
What if my Medicare plan doesn't cover CBT-I?
How long does treatment take?
Is CBT-I better than sleep medication?
Do I have to use the RISE app?
What if I need a sleep study?
“For the first time, I had a safe place to talk about why I wasn't sleeping and someone who could show me exactly how to fix it. By improving my sleep, positive changes in the rest of my life just started stacking up.”
Check Coverage for Other Insurance Providers
Blue Cross Blue Shield is a group of independent licensees. Find yours:
Ready to Use Your Medicare Benefits?
Verify your coverage in 2 minutes. Start treatment within a few days.
Verify My Medicare Coverage