Does Florida Blue Cover Insomnia Treatment?
RISE Sleep Clinic accepts Florida Blue for virtual CBT-I with licensed sleep psychologists across Florida. Whether your own plan covers it, and what you'd pay, depends on your Florida Blue behavioral health benefit — we verify both with Florida Blue during intake and tell you before you commit to treatment.
Your Florida Blue Coverage at a Glance
- ✓In-network with Florida Blue across Florida
- ✓Delivered by telehealth across Florida
- ✓Covered under mental health/behavioral health benefits
- ✓Treatment duration: 6-10 weeks
- ✓Your exact costs verified at intake, before treatment starts
What Does Your Florida Blue Plan Cover?
What a course of treatment with a sleep psychologist involves, and how Florida Blue benefits usually apply to it
What's Typically Covered
- ✓Weekly sessions with a sleep psychologist
6-10 weeks of treatment with a licensed sleep psychologist
- ✓RISE app access
Sleep tracking and progress monitoring between sessions
- ✓Comprehensive sleep assessment
Personalized treatment plan based on your sleep patterns
- ✓Ongoing support and follow-up
Continued care to ensure lasting results
- ✓Referral to a sleep study if clinically indicated
Your clinician will coordinate with your Florida Blue plan to determine coverage and out-of-pocket costs
Your Out-of-Pocket Costs
Behavioral health cost-sharing varies widely between Florida Blue plan lines. Some plans apply a flat per-session copay; others apply the visit to your deductible until it is met. We won't quote you a figure we haven't checked against your plan.
The RISE app is included in your covered treatment at no additional cost.
We'll verify your exact benefits and expected costs during intake—before you start treatment. No surprises.
Check My Specific CoverageNote: Florida Blue is the Blue Cross Blue Shield licensee for Florida. Behavioral health benefits and telehealth cost-sharing differ between plan lines, so we verify your specific plan during intake rather than quoting a figure here.
Why Choose RISE Sleep Clinic for Your Florida Blue Benefits
Get the most from your insurance with specialized sleep care
Fast Access
Start treatment within days, not months. No waitlists or referral delays.
Sleep Psychologist + Technology
Licensed psychologists work with the RISE app to personalize your treatment.
Proven Virtual Care
Research shows virtual CBT-I delivers comparable outcomes to in-person treatment.
Fully Covered
Your Florida Blue benefits cover telehealth the same as in-person visits.
About RISE Sleep Clinic
RISE Science is trusted by 15M+ users through our sleep app and clinical services. Care is delivered by licensed clinical psychologists who specialize in insomnia, providing evidence-based CBT-I treatment—the gold-standard recommended by the American College of Physicians.
The RISE app provides:
- ✓Real-time sleep tracking your psychologist uses to guide treatment
- ✓Sleep debt and circadian rhythm insights
- ✓Sleep hygiene coaching and personalized recommendations
- ✓Wind-down and relaxation tools
- ✓Progress tracking throughout your treatment
Your treatment includes both psychologist sessions and app access—giving you comprehensive care covered by most insurance plans.
How to Verify Your Florida Blue Coverage
We make it easy to check your benefits and start treatment
Take Our 2-Minute Sleep Assessment
Answer a few questions about your sleep and provide your insurance information
We Verify Your Benefits
Our team confirms your Florida Blue coverage and explains your costs before you commit
Start Treatment Within a Few Days
Schedule your first session with a licensed sleep psychologist
“I wish more people knew about this. I can finally sleep better without a cocktail of medications every night.”
Meet the sleep psychologists who treat Florida Blue members
RISE sleep psychologists are licensed in every state where we practice, and any of them can treat you. You'll be matched with a psychologist based on your location, schedule, and specific sleep concerns.
Dr. Jane Dyonzak
Ph.D., FAASM
Licensed Clinical Psychologist and Fellow of the American Academy of Sleep Medicine with 20+ years specializing in sleep and behavioral medicine. Dr. Dyonzak has served as a consultant to sleep disorders centers and principal investigator for clinical trials on sleep medications and devices.
Dr. Lauren Neaman
Psy.D., A-CBT
Licensed Clinical Psychologist and Diplomate of the Academy of Cognitive and Behavioral Therapies. Dr. Neaman completed advanced training through the University of Pennsylvania's Behavioral Sleep Medicine program and specializes in insomnia, anxiety disorders, and circadian rhythm issues.
Dr. Benjamin Pfeifer
Ph.D.
Founding clinician at RISE Sleep Clinic specializing in treating adults with insomnia and sleep disorders. Dr. Pfeifer completed his Ph.D. at The Ohio State University and holds PSYPACT authorization for telehealth practice. His background includes work with veterans at VA Ann Arbor Healthcare System.
Dr. Daniella Marchetti
Ph.D., DBSM
Licensed Clinical Health Psychologist and Diplomate in Behavioral Sleep Medicine. Dr. Marchetti specializes in insomnia treatment, CPAP adherence, nightmare therapy, and circadian rhythm disorders. She earned her doctorate from the University of Miami and completed her fellowship at the Miami VA Medical Center.
Where RISE Sleep Clinic Accepts Florida Blue
Florida Blue is one of the independent Blue Cross Blue Shield licensees. RISE Sleep Clinic treats Florida Blue members in its licensed territory:
Note: Coverage depends on your specific Florida Blue plan. We'll verify your benefits during intake.
Finding a sleep specialist in Florida, and why telehealth closes the gap
Florida Blue members live in a state where the sleep specialists are not where the people are. The American Board of Sleep Medicine lists nine behavioral sleep medicine specialists with Florida practice addresses, and every single one of them is in the peninsula.
- The Panhandle has none: Pensacola, Panama City and Tallahassee together hold well over a million residents and not one certified behavioral sleep medicine specialist between them. The nearest listing to Pensacola is in Gainesville, roughly 350 miles east. Miami Beach is a 650-mile drive — about ten hours each way, for an appointment that lasts fifty minutes and repeats weekly for six to ten weeks.
- Supply is a South Florida story: Four of the nine listings sit on the Gold Coast: Miami, Miami Beach, Aventura and Royal Palm Beach. Greater Orlando is represented by single listings in Winter Park and Rockledge. Jacksonville, a city of about a million people, has one. Gainesville's is an academic practice.
- One listing per 2.6 million residents: Florida is the third most populous state, roughly 23 million people, against nine listed specialists. And a directory listing is not an open appointment book: certification rosters include clinicians who have retired or closed their books, so the reachable number is smaller than nine.
In Florida, virtual care is the practical option. A licensed sleep psychologist reaches a member in Pensacola on the same terms as one in Coral Gables. We'll verify your specific Florida Blue benefits and your expected costs during intake, before you start treatment.
How many sleep specialists are there in Florida?
CBT-I is the first-line treatment for chronic insomnia, and the people certified to deliver it are scarce. Across Florida the numbers look like this:
behavioral sleep medicine specialists listed in the American Board of Sleep Medicine directory, with practice addresses across Florida.
residents per listed specialist across Florida.
A telehealth practice isn't competing with those specialists for appointment slots. Treatment runs the same protocol wherever you live, and we verify what your specific Florida Blue plan covers before your first session.
Specialist counts are a headcount of practice locations in the American Board of Sleep Medicine's public Behavioral Sleep Medicine Specialists directory (my.absm.org), retrieved 2026-08-25, filtered to practice addresses in the state. The directory is a certification roster rather than an availability roster: it includes clinicians who are retired, in research-only roles, or not accepting new patients, so it overstates rather than understates how many are actually reachable. Population figures are U.S. Census Bureau state population estimates, rounded. Ratios are those two figures divided.
A sleep psychologist with roots in the region
Dr. Daniella Marchetti, Ph.D., DBSM, earned her doctorate at the University of Miami and completed her behavioral sleep medicine fellowship at the Miami VA Medical Center, and treats insomnia by telehealth across Florida alongside the rest of the RISE clinical team.
Read Dr. Daniella Marchetti's full profileFrequently Asked Questions
Does Florida Blue cover RISE Sleep Clinic in my state?
Do I need a referral for CBT-I?
What's my copay with Florida Blue?
How many sessions does Florida Blue cover?
Does Florida Blue cover telehealth for insomnia?
Is virtual CBT-I as effective as in-person?
What if my Florida Blue plan doesn't cover CBT-I?
How long does treatment take?
Is CBT-I better than sleep medication?
Do I have to use the RISE app?
What if I need a sleep study?
“For the first time, I had a safe place to talk about why I wasn't sleeping and someone who could show me exactly how to fix it. By improving my sleep, positive changes in the rest of my life just started stacking up.”
Check Coverage for Other Insurance Providers
Blue Cross Blue Shield is a group of independent licensees. Find yours:
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